Is your home still right for the life—and financial reality—you have today?

Every home involves compromises. Some still feel worthwhile. Others become so familiar that we stop asking whether they still make sense.

Take a moment to look at what still works, what has changed, and what you need from your home now.

You’ll receive a personalized HomeFit Analysis based on your answers, highlighting what deserves attention and a practical next step to consider.

Staying, preparing for later, and exploring a move are all valid outcomes.

2. Thinking back to when you moved in, how well did this home fit the life you needed at the time?

It felt like the right home for that stage of our lives.

It worked, with compromises we were comfortable making

It was mainly the most practical choice for our budget and circumstances.

It never fully fit, but it helped us move forward.

3. How well does this home fit the life you are actually living today?

It fits our life well.

It mostly fits, with a few things we would like to improve.

It works, but some compromises are hard to live with.

We often have to organize our daily lives around the home’s limitations.

I am not sure how well it fits us.

4. What has changed in your life or circumstances since you chose this home?

(Select all that apply.) *

Who lives in our home, or how much space we need.

Our work, commute, or time spent at home.

Our mortgage payments, housing costs, or everyday expenses.

How secure we feel financially, given the economy and Canada–U.S. trade uncertainty.

Health, mobility, or the need to care for someone.

Our lifestyle, priorities, or plans for the next stage of life.

Very little has changed for us.

5. If you were deciding today, would you choose to stay in this home for the next five years?

(Consider your daily life, housing costs, and plans for the years ahead.) *

6. After covering your housing costs, how much financial breathing room do you have?

(Consider mortgage payments, property taxes, strata fees, insurance, utilities and maintenance. No dollar amounts needed.) *

We can comfortably cover housing costs and still support our other priorities.

We can keep up with the payments, but other things that matter to us keep getting postponed.

We can cover regular costs, but an unexpected expense would be difficult.

Keeping up with housing costs already feels difficult.

I am not sure how much room we really have beyond keeping up with the bills.

I’ve been putting off looking at the numbers because I’m worried about what I might find.

7. Beyond the monthly bills, what is the biggest price you pay to make this home work for you?

Time and energy spent maintaining the home or commuting

Putting other financial goals or lifestyle priorities on hold.

Managing more space than we need, or making do with too little.

Having less freedom to make plans for our next stage of life.

Making compromises because people in our household need different thing

I do not see a significant hidden cost to staying.

8. When you think about staying or moving, which statement best describes where you are today?

We have decided to stay in this home.

We have decided to move and are working out the next steps.

We are still weighing whether to stay or move.

We are waiting for a specific date or change before deciding.

We keep saying “not yet,” but haven’t defined what we’re waiting for.

I haven’t seriously considered this before now.

9. Which question would be most useful to answer first?

Does staying here make sense, with or without changes to the home?

How much might we have left after selling, paying off any mortgage, and covering selling costs?

What could we comfortably afford if we moved?

Should we buy first or sell first, and how would we manage the transition?

How can we prepare without committing to a move?

I don’t have a specific question right now.

10. Do you have a timeframe in mind for any housing decisions or changes?

Within the next 3 months.

In 4–12 months.

More than a year from now.

I’m considering my options, but don’t have a timeframe yet.

I’m not planning a change or facing a decision right now.

See Your HomeFit Analysis

Your personalized analysis will bring your answers together, highlight what matters most in your situation, and suggest a practical next step to consider.

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